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Basics of Budgeting

The budget is not just a collection of numbers, but an expression of our values and aspirations.” – Jacob Lew

Learning to budget well and plan your finances in a smart way is not only good but it’s necessary if you want to achieve financial freedom. In this article I will share 3 basic budgeting tips with you. First you need to start saving 10% of your income. Set up a direct debit to a savings account and start paying yourself first. In a few years you will end up with thousands of dollars.

Second, have an emergency fund to be prepared for anything that might come your way. Third, pay off your debt completely. You can start by consolidating your debt into one single loan. There are several types of loans that would do just that for you. A few examples: bank loans, credit card loans or even title loans in San Diego could help you achieve this goal. Remember, practice makes a master. Start with baby steps and slowly make these tips become your way of life.

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